Side-by-side · Q2 2026 data
Ukrainian Selfreliance Michigan Federal Credit Union vs Total Community Credit Union
Credit union
Ukrainian Selfreliance Michigan Federal Credit Union
Warren, Michigan · $100 million – $1 billion
Metric by metric
| Measure | Ukrainian Selfreliance Michigan Federal Credit Union | Total Community Credit Union |
|---|---|---|
| TellerScore | 83 | 97 (stronger) |
| Capital cushion | 85 | 100 (stronger) |
| Loan quality | 87 | 88 (stronger) |
| Earnings | 55 | 100 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 83rd | 99th |
| Total assets | $140.0M | $111.3M |
| Deposits / shares | $121.4M | $93.9M |
| Capital ratio | 13.52% | 15.29% (stronger) |
| Problem loans | 0.39% | 0.36% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.38% |
| Return on assets | 0.88% | 2.04% (stronger) |
| Loans ÷ deposits | 33.8% (stronger) | 46.4% |
| Uninsured deposits | 9.7% | 2.6% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Total Community Credit Union has the higher TellerScore (97 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Ukrainian Selfreliance Michigan Federal Credit Union leads on 2 and Total Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.