Side-by-side · Q2 2026 data
Ultima Bank Minnesota vs Viking Bank, National Association
Metric by metric
| Measure | Ultima Bank Minnesota | Viking Bank, National Association |
|---|---|---|
| TellerScore | 72 (stronger) | 70 |
| Capital cushion | 58 (stronger) | 42 |
| Loan quality | 79 | 82 (stronger) |
| Earnings | 90 (stronger) | 89 |
| Funding & liquidity | 50 | 70 (stronger) |
| Problem-loan coverage | 90 (stronger) | 85 |
| Peer percentile | 50th | 43rd |
| Total assets | $333.9M | $330.3M |
| Deposits / shares | $277.3M | $283.1M |
| Capital ratio | 10.83% (stronger) | 9.19% |
| Problem loans | 0.62% | 0.53% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 1.76% (stronger) | 1.72% |
| Loans ÷ deposits | 112.2% | 90.6% (stronger) |
| Uninsured deposits | 10.7% (stronger) | 14.4% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ultima Bank Minnesota has the higher TellerScore (72 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Ultima Bank Minnesota leads on 4 and Viking Bank, National Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.