Side-by-side · Q2 2026 data
Umatilla County Federal Credit Union vs Benton County Schools Credit Union
Credit union
Umatilla County Federal Credit Union
Pendleton, Oregon · Under $100 million in assets
Credit union
Benton County Schools Credit Union
Corvallis, Oregon · Under $100 million in assets
Metric by metric
| Measure | Umatilla County Federal Credit Union | Benton County Schools Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 73 |
| Capital cushion | 100 (stronger) | 56 |
| Loan quality | 98 | 98 |
| Earnings | 80 (stronger) | 34 |
| Funding & liquidity | 79 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 92nd | 47th |
| Total assets | $47.7M | $69.4M |
| Deposits / shares | $38.6M | $61.8M |
| Capital ratio | 18.97% (stronger) | 10.58% |
| Problem loans | 0.06% | 0.06% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.06% |
| Return on assets | 1.51% (stronger) | 0.36% |
| Loans ÷ deposits | 81.3% | 54.4% (stronger) |
| Uninsured deposits | 1.5% (stronger) | 4.0% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Umatilla County Federal Credit Union has the higher TellerScore (92 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Umatilla County Federal Credit Union leads on 5 and Benton County Schools Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.