Side-by-side · Q2 2026 data
UMB Bank, National Association vs Enterprise Bank & Trust
Metric by metric
| Measure | UMB Bank, National Association | Enterprise Bank & Trust |
|---|---|---|
| TellerScore | 65 (stronger) | 61 |
| Capital cushion | 39 | 49 (stronger) |
| Loan quality | 89 (stronger) | 67 |
| Earnings | 75 (stronger) | 64 |
| Funding & liquidity | 43 | 59 (stronger) |
| Problem-loan coverage | 96 (stronger) | 82 |
| Peer percentile | 54th | 32nd |
| Total assets | $71.9B | $17.4B |
| Deposits / shares | $60.2B | $14.7B |
| Capital ratio | 8.89% | 9.92% (stronger) |
| Problem loans | 0.34% (stronger) | 0.98% |
| Net charge-offs | 0.17% (stronger) | 0.30% |
| Return on assets | 1.39% (stronger) | 1.11% |
| Loans ÷ deposits | 67.7% (stronger) | 79.8% |
| Uninsured deposits | 63.6% | 33.8% (stronger) |
| Offices | 189 | 53 |
| CFPB complaints (3 yrs) | 306 | 16 |
| Complaints per $1B deposits | 5.1 | 1.1 (stronger) |
| Mortgage denial rate (HMDA) | 30.5% | 22.4% |
UMB Bank, National Association has the higher TellerScore (65 vs 61). On the 8 directional measures above (where higher or lower is clearly better), UMB Bank, National Association leads on 5 and Enterprise Bank & Trust on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.