Side-by-side · Q2 2026 data
Ume Federal Credit Union vs Sag-Aftra Federal Credit Union
Metric by metric
| Measure | Ume Federal Credit Union | Sag-Aftra Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 81 (stronger) |
| Capital cushion | 49 | 81 (stronger) |
| Loan quality | 82 (stronger) | 79 |
| Earnings | 72 (stronger) | 64 |
| Funding & liquidity | 99 | 100 (stronger) |
| Problem-loan coverage | 94 (stronger) | 92 |
| Peer percentile | 63rd | 80th |
| Total assets | $327.9M | $335.6M |
| Deposits / shares | $296.7M | $287.1M |
| Capital ratio | 9.86% | 13.13% (stronger) |
| Problem loans | 0.54% (stronger) | 0.63% |
| Net charge-offs | 0.47% (stronger) | 0.73% |
| Return on assets | 1.29% (stronger) | 1.11% |
| Loans ÷ deposits | 56.7% (stronger) | 57.0% |
| Uninsured deposits | 16.6% | 12.7% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.8% | — |
Sag-Aftra Federal Credit Union has the higher TellerScore (81 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Ume Federal Credit Union leads on 4 and Sag-Aftra Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.