Side-by-side · Q2 2026 data
UNB Bank vs Hazleton School Employees Credit Union
Credit union
Hazleton School Employees Credit Union
Hazleton, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | UNB Bank | Hazleton School Employees Credit Union |
|---|---|---|
| TellerScore | 67 | 80 (stronger) |
| Capital cushion | 43 | 100 (stronger) |
| Loan quality | 96 (stronger) | 35 |
| Earnings | 25 | 82 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 34th | 65th |
| Total assets | $167.3M | $35.4M |
| Deposits / shares | $156.4M | $27.7M |
| Capital ratio | 9.33% | 21.75% (stronger) |
| Problem loans | 0.12% (stronger) | 1.96% |
| Net charge-offs | 0.01% (stronger) | 0.15% |
| Return on assets | 0.14% | 1.54% (stronger) |
| Loans ÷ deposits | 57.2% | 35.7% (stronger) |
| Uninsured deposits | 9.8% | 4.8% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.8% | — |
Hazleton School Employees Credit Union has the higher TellerScore (80 vs 67). On the 7 directional measures above (where higher or lower is clearly better), UNB Bank leads on 2 and Hazleton School Employees Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.