Side-by-side · Q2 2026 data
Uncle Credit Union vs Mypoint Credit Union
Metric by metric
| Measure | Uncle Credit Union | Mypoint Credit Union |
|---|---|---|
| TellerScore | 54 | 58 (stronger) |
| Capital cushion | 33 | 36 (stronger) |
| Loan quality | 80 | 91 (stronger) |
| Earnings | 32 | 32 |
| Funding & liquidity | 63 (stronger) | 55 |
| Problem-loan coverage | 87 | 95 (stronger) |
| Peer percentile | 10th | 16th |
| Total assets | $716.1M | $704.5M |
| Deposits / shares | $644.9M | $576.3M |
| Capital ratio | 8.28% | 8.55% (stronger) |
| Problem loans | 0.60% | 0.27% (stronger) |
| Net charge-offs | 1.11% | 0.11% (stronger) |
| Return on assets | 0.29% | 0.30% (stronger) |
| Loans ÷ deposits | 94.8% (stronger) | 105.1% |
| Uninsured deposits | 16.8% | 8.3% (stronger) |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 30.5% | 33.3% |
Mypoint Credit Union has the higher TellerScore (58 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Uncle Credit Union leads on 1 and Mypoint Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.