Side-by-side · Q2 2026 data
UniBank for Savings vs Westfield Bank
Metric by metric
| Measure | UniBank for Savings | Westfield Bank |
|---|---|---|
| TellerScore | 62 | 62 |
| Capital cushion | 38 | 44 (stronger) |
| Loan quality | 79 | 88 (stronger) |
| Earnings | 62 (stronger) | 49 |
| Funding & liquidity | 62 (stronger) | 53 |
| Problem-loan coverage | 90 | 94 (stronger) |
| Peer percentile | 27th | 27th |
| Total assets | $3.1B | $2.7B |
| Deposits / shares | $2.6B | $2.4B |
| Capital ratio | 8.83% | 9.37% (stronger) |
| Problem loans | 0.62% | 0.35% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.17% |
| Return on assets | 1.06% (stronger) | 0.73% |
| Loans ÷ deposits | 82.4% (stronger) | 90.5% |
| Uninsured deposits | 29.4% (stronger) | 30.1% |
| Offices | 15 | 25 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.6% | 8.8% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), UniBank for Savings leads on 4 and Westfield Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.