Side-by-side · Q2 2026 data
Unified Bank vs The Killbuck Savings Bank Company
Metric by metric
| Measure | Unified Bank | The Killbuck Savings Bank Company |
|---|---|---|
| TellerScore | 62 | 73 (stronger) |
| Capital cushion | 40 | 45 (stronger) |
| Loan quality | 57 | 100 (stronger) |
| Earnings | 75 (stronger) | 65 |
| Funding & liquidity | 89 (stronger) | 76 |
| Problem-loan coverage | 78 | 100 (stronger) |
| Peer percentile | 22nd | 53rd |
| Total assets | $871.7M | $953.8M |
| Deposits / shares | $702.1M | $798.4M |
| Capital ratio | 8.99% | 9.49% (stronger) |
| Problem loans | 1.29% | 0.01% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.38% (stronger) | 1.13% |
| Loans ÷ deposits | 70.1% (stronger) | 77.8% |
| Uninsured deposits | 16.0% (stronger) | 20.4% |
| Offices | 19 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.8% | — |
The Killbuck Savings Bank Company has the higher TellerScore (73 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Unified Bank leads on 3 and The Killbuck Savings Bank Company on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.