TellerScore

Headquartered in Killbuck, Ohio, The Killbuck Savings Bank Company is a state-chartered bank (fed member) with $953.8M in total assets and $798.4M in deposits as of Q2 2026. It operates 13 offices. Its charter dates back to 1900.

Based on its Q2 2026 filing, The Killbuck Savings Bank Company scores 73/100, which we describe as strong. That is higher than 53% of 2,650 banks with $100 million – $1 billion. Among 157 banks headquartered in Ohio, it ranks 59th. Its strongest component is loan quality (100/100; 0.01%), and its lowest is capital cushion (45/100; 9.49%).

TellerScore · Q2 2026

Scorecard

Capital cushion45/100
Tier 1 leverage ratio: 9.49%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.01%
Earnings65/100
Return on assets (annualized): 1.13%
Funding & liquidity76/100
Loans ÷ deposits and uninsured-deposit share: 77.8% · 20.4% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.07%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (74 → 73).

TellerScore
707375Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202470
Q3 202471
Q4 202471
Q1 202571
Q2 202574
Q3 202575
Q4 202574
Q1 202673
Q2 202673
Tier 1 leverage ratio
5.00%7.34%9.69%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20248.75%
Q3 20249.01%
Q4 20248.79%
Q1 20259.07%
Q2 20259.39%
Q3 20259.69%
Q4 20259.56%
Q1 20269.59%
Q2 20269.49%
Noncurrent loans
0.01%0.04%0.08%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.06%
Q3 20240.08%
Q4 20240.06%
Q1 20250.02%
Q2 20250.01%
Q3 20250.01%
Q4 20250.01%
Q1 20260.01%
Q2 20260.01%
Return on assets
0.95%1.05%1.15%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.96%
Q3 20240.97%
Q4 20241.02%
Q1 20250.95%
Q2 20251.10%
Q3 20251.13%
Q4 20251.15%
Q1 20261.00%
Q2 20261.13%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202673$953.8M9.49%0.01%1.13%77.8%
Q1 202673$941.2M9.59%0.01%1.00%76.1%
Q4 202574$914.5M9.56%0.01%1.15%73.7%
Q3 202575$885.1M9.69%0.01%1.13%72.1%
Q2 202574$888.3M9.39%0.01%1.10%72.2%
Q1 202571$888.3M9.07%0.02%0.95%72.7%
Q4 202471$879.2M8.79%0.06%1.02%68.0%
Q3 202471$867.6M9.01%0.08%0.97%69.3%
Q2 202470$849.9M8.75%0.06%0.96%71.7%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.49%
21st
Total risk-based capital13.73%
61st
Problem loans0.01%
85th
Net charge-offs0.00%
58th
Return on assets1.13%
43rd
Net interest margin3.56%
31st
Efficiency ratio60.9%
54th
Loans to deposits77.8%
54th
Uninsured deposits20.4%
63rd
Loan-loss reserves0.85%
14th
Texas ratio0.1%
86th

Similar-size banks in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
First Federal Community Bank, National AssociationBank Dover, OH75 out of 100, Strong$994.6M9.4%0.08%vs
Mechanics BankBank Mansfield, OH61 out of 100, Moderate$896.4M8.4%0.42%vs
Unified BankBank Martins Ferry, OH62 out of 100, Moderate$871.7M9.0%1.29%vs
The Peoples Bank Co.Bank Coldwater, OH85 out of 100, Very strong$859.2M11.9%0.13%vs
The Old Fort Banking CompanyBank Old Fort, OH72 out of 100, Strong$843.9M8.9%0.20%vs
Minster BankBank Minster, OH79 out of 100, Strong$811.6M10.1%0.14%vs

Deposit insurance

Is my money safe at The Killbuck Savings Bank Company?

Yes. The Killbuck Savings Bank Company is an FDIC-insured institution (FDIC certificate #11860). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 20.4% of deposits ($162.7M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.49%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.73% (benchmark: 10%).

Check how much of your own balance is covered

13 locations

Branches

The Killbuck Savings Bank Company lists 11 offices in 10 cities. Most locations:

  • Millersburg, OH (2)
  • Berlin, OH (1)
  • Dalton, OH (1)
  • Danville, OH (1)
  • Fredericksburg, OH (1)
  • Howard, OH (1)
  • Killbuck, OH (1)
  • Mount Hope, OH (1)
  • Sugarcreek, OH (1)
  • Wooster, OH (1)

All branch addresses and map

Identity & history

Profile

Legal name
The Killbuck Savings Bank Company
Type
State-chartered bank (Fed member)
FDIC certificate #
11860
RSSD ID
1017425
Primary regulator
FED
Holding company
Killbuck Bancshares Inc
Established
January 1, 1900
Headquarters
165 N Main St, Killbuck, OH 44637
Employees
126

Quick answers

The Killbuck Savings Bank Company: common questions

Is The Killbuck Savings Bank Company FDIC insured?

Yes. The Killbuck Savings Bank Company is an FDIC-insured institution (FDIC certificate #11860). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is The Killbuck Savings Bank Company's TellerScore?

73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has The Killbuck Savings Bank Company ever failed?

There is no failure record for FDIC certificate #11860 in the FDIC failed bank list.

How many branches does The Killbuck Savings Bank Company have?

13 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Killbuck

InstitutionScoreAssetsCapitalProblem loansCompare
Brewster Federal Credit UnionCredit union Brewster, OH95 out of 100, Very strong$32.9M18.4%0.56%vs
C E S Credit UnionCredit union Mount Vernon, OH91 out of 100, Very strong$244.3M13.1%0.16%vs
The Home Loan Savings BankBank Coshocton, OH77 out of 100, Strong$386.7M11.7%0.58%vs
First Federal Community Bank, National AssociationBank Dover, OH75 out of 100, Strong$994.6M9.4%0.08%vs
The Park National BankBank Newark, OH72 out of 100, Strong$12.6B10.3%0.86%vs
The Apple Creek Banking CompanyBank Apple Creek, OH70 out of 100, Strong$270.6M9.2%0.00%vs