Side-by-side · Q2 2026 data
Union Bank and Trust Company vs Bank of the Valley
Metric by metric
| Measure | Union Bank and Trust Company | Bank of the Valley |
|---|---|---|
| TellerScore | 76 (stronger) | 70 |
| Capital cushion | 56 (stronger) | 49 |
| Loan quality | 89 | 98 (stronger) |
| Earnings | 86 (stronger) | 55 |
| Funding & liquidity | 69 (stronger) | 68 |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 80th | 43rd |
| Total assets | $9.2B | $581.9M |
| Deposits / shares | $7.5B | $490.8M |
| Capital ratio | 10.65% (stronger) | 9.87% |
| Problem loans | 0.32% | 0.05% (stronger) |
| Net charge-offs | 0.10% | 0.00% (stronger) |
| Return on assets | 1.66% (stronger) | 0.87% |
| Loans ÷ deposits | 91.6% (stronger) | 91.8% |
| Uninsured deposits | 11.8% (stronger) | 13.0% |
| Offices | 37 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.7% | — |
Union Bank and Trust Company has the higher TellerScore (76 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Union Bank and Trust Company leads on 5 and Bank of the Valley on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- David City, NE
- Columbus, NE