Side-by-side · Q2 2026 data
Union Bank & Trust Company vs Arkansas Superior Federal Credit Union
Credit union
Arkansas Superior Federal Credit Union
Warren, Arkansas · Under $100 million in assets
Metric by metric
| Measure | Union Bank & Trust Company | Arkansas Superior Federal Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 47 |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 63 (stronger) | 0 |
| Earnings | 83 (stronger) | 0 |
| Funding & liquidity | 68 | 75 (stronger) |
| Problem-loan coverage | 83 (stronger) | 59 |
| Peer percentile | 31st | 7th |
| Total assets | $355.8M | $90.5M |
| Deposits / shares | $320.8M | $69.7M |
| Capital ratio | 10.19% | 23.51% (stronger) |
| Problem loans | 1.11% (stronger) | 7.38% |
| Net charge-offs | 0.10% (stronger) | 6.30% |
| Return on assets | 1.57% (stronger) | -6.04% |
| Loans ÷ deposits | 85.8% | 85.3% (stronger) |
| Uninsured deposits | 20.8% | 3.1% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Union Bank & Trust Company has the higher TellerScore (66 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Union Bank & Trust Company leads on 4 and Arkansas Superior Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Monticello, AR
- Warren, AR