TellerScore

Headquartered in Warren, Arkansas, Arkansas Superior Federal Credit Union is a federal credit union with $90.5M in total assets and $69.7M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1957.

Arkansas Superior Federal Credit Union has a TellerScore of 47 out of 100 (below average) based on Q2 2026 data — higher than only 7% of its 2,479 credit unions with under $100 million in assets. Among 46 credit unions headquartered in Arkansas, it ranks 42nd. Capital cushion contributes the most (100/100, 23.51%); earnings contributes the least (0/100, -6.04%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 23.51%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 7.38%
Earnings0/100
Return on assets (annualized): -6.04%
Funding & liquidity75/100
Loans ÷ shares: 85.3% · 3.1% uninsured
Problem-loan coverage59/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 20.64%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (45 → 47), mostly because the funding & liquidity component improved by 8 points.

TellerScore
455565Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202464
Q3 202465
Q4 202463
Q1 202546
Q2 202545
Q3 202549
Q4 202549
Q1 202649
Q2 202647
Net worth ratio
7.00%17.20%27.41%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202426.04%
Q3 202427.41%
Q4 202427.33%
Q1 202525.63%
Q2 202525.55%
Q3 202525.54%
Q4 202525.65%
Q1 202625.40%
Q2 202623.51%
Delinquent loans (60+ days)
4.38%7.13%9.88%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20244.38%
Q3 20245.18%
Q4 20247.54%
Q1 20256.11%
Q2 20258.42%
Q3 20257.43%
Q4 20257.43%
Q1 20269.88%
Q2 20267.38%
Return on assets
-6.04%-1.99%2.05%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20241.74%
Q3 20242.05%
Q4 20241.93%
Q1 2025-3.63%
Q2 2025-1.09%
Q3 2025-0.20%
Q4 2025-0.15%
Q1 2026-0.10%
Q2 2026-6.04%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202647$90.5M23.51%7.38%-6.04%85.3%
Q1 202649$94.7M25.40%9.88%-0.10%86.2%
Q4 202549$91.3M25.65%7.43%-0.15%91.1%
Q3 202549$91.1M25.54%7.43%-0.20%91.1%
Q2 202545$89.7M25.55%8.42%-1.09%92.9%
Q1 202546$88.2M25.63%6.11%-3.63%95.9%
Q4 202463$85.6M27.33%7.54%1.93%104.8%
Q3 202465$84.1M27.41%5.18%2.05%109.1%
Q2 202464$86.4M26.04%4.38%1.74%103.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio23.51%
86th
Problem loans7.38%
3rd
Net charge-offs6.30%
1st
Return on assets-6.04%
1st
Loans to deposits85.3%
14th
Uninsured deposits3.1%
35th
Loan-loss reserves0.00%
37th
Texas ratio20.6%
4th

Similar-size credit unions in Arkansas

InstitutionScoreAssetsCapitalProblem loansCompare
Fairfield Federal Credit UnionCredit union Pine Bluff, AR78 out of 100, Strong$97.7M23.3%1.57%vs
Uark Federal Credit UnionCredit union Fayetteville, AR82 out of 100, Strong$81.9M13.2%0.32%vs
Timberline Federal Credit UnionCredit union Crossett, AR59 out of 100, Moderate$80.4M19.6%2.22%vs
Clearway Federal Credit UnionCredit union Malvern, AR83 out of 100, Strong$79.6M22.5%0.52%vs
Hurricane Creek Federal Credit UnionCredit union Benton, AR64 out of 100, Moderate$72.4M9.8%0.44%vs
Cotton Belt Federal Credit UnionCredit union Pine Bluff, AR57 out of 100, Moderate$70.0M17.0%4.73%vs

Deposit insurance

Is my money safe at Arkansas Superior Federal Credit Union?

Yes. Arkansas Superior Federal Credit Union is a federally insured credit union (NCUA charter #11685). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.1% of shares and deposits ($2.2M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 23.51%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Arkansas Superior Federal Credit Union lists 2 offices in 2 cities. Most locations:

  • Monticello, AR (1)
  • Warren, AR (1)

All branch addresses and map

Identity & history

Profile

Legal name
Arkansas Superior Federal Credit Union
Type
Federal credit union
NCUA charter #
11685
RSSD ID
861788
Primary regulator
NCUA
Established
1957
Headquarters
P.O. Box 479, Warren, AR 71671
Employees
28

Quick answers

Arkansas Superior Federal Credit Union: common questions

Is Arkansas Superior Federal Credit Union NCUA insured?

Yes. Arkansas Superior Federal Credit Union is a federally insured credit union (NCUA charter #11685). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Arkansas Superior Federal Credit Union's TellerScore?

47 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Arkansas Superior Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Warren

InstitutionScoreAssetsCapitalProblem loansCompare
Relyance BankBank White Hall, AR76 out of 100, Strong$1.4B13.3%0.40%vs
Warren Bank and Trust CompanyBank Warren, AR75 out of 100, Strong$146.3M16.2%1.52%vs
FBT Bank & MortgageBank Fordyce, AR72 out of 100, Strong$263.6M10.4%0.69%vs
The Citizens BankBank Batesville, AR70 out of 100, Strong$1.6B8.9%0.37%vs
Union Bank & Trust CompanyBank Monticello, AR66 out of 100, Moderate$355.8M10.2%1.11%vs
Generations BankBank Rogers, AR63 out of 100, Moderate$1.1B11.5%1.51%vs