Side-by-side · Q2 2026 data
Union Bank & Trust Company vs Bank of England
Metric by metric
| Measure | Union Bank & Trust Company | Bank of England |
|---|---|---|
| TellerScore | 66 (stronger) | 57 |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 63 (stronger) | 0 |
| Earnings | 83 (stronger) | 34 |
| Funding & liquidity | 68 | 78 (stronger) |
| Problem-loan coverage | 83 | 88 (stronger) |
| Peer percentile | 31st | 14th |
| Total assets | $355.8M | $332.3M |
| Deposits / shares | $320.8M | $254.1M |
| Capital ratio | 10.19% | 19.91% (stronger) |
| Problem loans | 1.11% (stronger) | 4.26% |
| Net charge-offs | 0.10% | -0.01% (stronger) |
| Return on assets | 1.57% (stronger) | 0.35% |
| Loans ÷ deposits | 85.8% | 37.6% (stronger) |
| Uninsured deposits | 20.8% (stronger) | 35.0% |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.4% |
Union Bank & Trust Company has the higher TellerScore (66 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Union Bank & Trust Company leads on 4 and Bank of England on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.