Side-by-side · Q2 2026 data
Union Bank & Trust Company vs Merchants & Planters' Bank
Metric by metric
| Measure | Union Bank & Trust Company | Merchants & Planters' Bank |
|---|---|---|
| TellerScore | 66 (stronger) | 62 |
| Capital cushion | 52 | 52 |
| Loan quality | 63 (stronger) | 57 |
| Earnings | 83 (stronger) | 58 |
| Funding & liquidity | 68 | 80 (stronger) |
| Problem-loan coverage | 83 | 87 (stronger) |
| Peer percentile | 31st | 22nd |
| Total assets | $355.8M | $379.4M |
| Deposits / shares | $320.8M | $340.9M |
| Capital ratio | 10.19% (stronger) | 10.15% |
| Problem loans | 1.11% (stronger) | 1.29% |
| Net charge-offs | 0.10% | -0.26% (stronger) |
| Return on assets | 1.57% (stronger) | 0.95% |
| Loans ÷ deposits | 85.8% | 52.8% (stronger) |
| Uninsured deposits | 20.8% (stronger) | 32.8% |
| Offices | 2 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Union Bank & Trust Company has the higher TellerScore (66 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Union Bank & Trust Company leads on 5 and Merchants & Planters' Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.