Side-by-side · Q2 2026 data
Union Bank and Trust Company vs VisionBank
Metric by metric
| Measure | Union Bank and Trust Company | VisionBank |
|---|---|---|
| TellerScore | 38 | 57 (stronger) |
| Capital cushion | 50 | 50 |
| Loan quality | 0 | 40 (stronger) |
| Earnings | 55 | 100 (stronger) |
| Funding & liquidity | 50 (stronger) | 43 |
| Problem-loan coverage | 47 | 59 (stronger) |
| Peer percentile | 2nd | 14th |
| Total assets | $253.4M | $253.9M |
| Deposits / shares | $230.9M | $183.6M |
| Capital ratio | 10.02% (stronger) | 9.99% |
| Problem loans | 3.13% | 1.81% (stronger) |
| Net charge-offs | 0.00% | -0.11% (stronger) |
| Return on assets | 0.87% | 2.13% (stronger) |
| Loans ÷ deposits | 49.2% (stronger) | 121.4% |
| Uninsured deposits | 67.4% | 21.9% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
VisionBank has the higher TellerScore (57 vs 38). On the 7 directional measures above (where higher or lower is clearly better), Union Bank and Trust Company leads on 2 and VisionBank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.