Side-by-side · Q2 2026 data
Union Bank & Trust Company vs Lawrenceburg Federal Bank
Metric by metric
| Measure | Union Bank & Trust Company | Lawrenceburg Federal Bank |
|---|---|---|
| TellerScore | 66 | 79 (stronger) |
| Capital cushion | 79 | 100 (stronger) |
| Loan quality | 12 | 86 (stronger) |
| Earnings | 100 (stronger) | 49 |
| Funding & liquidity | 77 (stronger) | 54 |
| Problem-loan coverage | 74 | 93 (stronger) |
| Peer percentile | 28th | 63rd |
| Total assets | $98.1M | $95.2M |
| Deposits / shares | $85.0M | $74.8M |
| Capital ratio | 12.87% | 18.43% (stronger) |
| Problem loans | 2.63% | 0.41% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.09% |
| Return on assets | 2.02% (stronger) | 0.73% |
| Loans ÷ deposits | 78.4% (stronger) | 106.6% |
| Uninsured deposits | 19.0% | 9.9% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lawrenceburg Federal Bank has the higher TellerScore (79 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Union Bank & Trust Company leads on 3 and Lawrenceburg Federal Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.