Lawrenceburg Federal Bank is a si headquartered in Lawrenceburg, Tennessee, in business for about 92 years. At the end of Q2 2026 it reported $95.2M in total assets and $74.8M in deposits, with 1 office.
Based on its Q2 2026 filing, Lawrenceburg Federal Bank scores 79/100, which we describe as strong. That is higher than 63% of 546 banks with under $100 million in assets. Among 109 banks headquartered in Tennessee, it ranks 24th. Its strongest component is capital cushion (100/100; 18.43%), and its lowest is earnings (49/100; 0.73%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 7 points (72 → 79), mostly because the loan quality component improved by 17 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 72 |
| Q3 2024 | 71 |
| Q4 2024 | 68 |
| Q1 2025 | 69 |
| Q2 2025 | 72 |
| Q3 2025 | 78 |
| Q4 2025 | 79 |
| Q1 2026 | 73 |
| Q2 2026 | 79 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 20.56% |
| Q3 2024 | 20.38% |
| Q4 2024 | 19.54% |
| Q1 2025 | 19.52% |
| Q2 2025 | 19.47% |
| Q3 2025 | 19.17% |
| Q4 2025 | 18.91% |
| Q1 2026 | 18.62% |
| Q2 2026 | 18.43% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.66% |
| Q3 2024 | 0.82% |
| Q4 2024 | 1.12% |
| Q1 2025 | 1.10% |
| Q2 2025 | 0.94% |
| Q3 2025 | 0.31% |
| Q4 2025 | 0.26% |
| Q1 2026 | 1.15% |
| Q2 2026 | 0.41% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.21% |
| Q3 2024 | 0.22% |
| Q4 2024 | 0.21% |
| Q1 2025 | 0.34% |
| Q2 2025 | 0.53% |
| Q3 2025 | 0.52% |
| Q4 2025 | 0.65% |
| Q1 2026 | 0.73% |
| Q2 2026 | 0.73% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 79 | $95.2M | 18.43% | 0.41% | 0.73% | 106.6% |
| Q1 2026 | 73 | $97.4M | 18.62% | 1.15% | 0.73% | 103.5% |
| Q4 2025 | 79 | $94.1M | 18.91% | 0.26% | 0.65% | 107.9% |
| Q3 2025 | 78 | $91.1M | 19.17% | 0.31% | 0.52% | 111.5% |
| Q2 2025 | 72 | $87.8M | 19.47% | 0.94% | 0.53% | 111.3% |
| Q1 2025 | 69 | $86.5M | 19.52% | 1.10% | 0.34% | 112.5% |
| Q4 2024 | 68 | $86.8M | 19.54% | 1.12% | 0.21% | 109.0% |
| Q3 2024 | 71 | $83.4M | 20.38% | 0.82% | 0.22% | 113.4% |
| Q2 2024 | 72 | $82.2M | 20.56% | 0.66% | 0.21% | 113.6% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Tennessee
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Farmers BankBank Parsons, TN | 60 out of 100, Moderate | $94.8M | 9.1% | 0.31% | vs |
| Union Bank & Trust CompanyBank Livingston, TN | 66 out of 100, Moderate | $98.1M | 12.9% | 2.63% | vs |
| Highland Federal Savings and Loan AssociationBank Crossville, TN | 89 out of 100, Very strong | $79.0M | 22.2% | 0.00% | vs |
| The Lauderdale County BankBank Halls, TN | 67 out of 100, Moderate | $67.5M | 11.5% | 1.50% | vs |
| Brighton BankBank Brighton, TN | 63 out of 100, Moderate | $51.0M | 9.8% | 0.07% | vs |
Deposit insurance
Is my money safe at Lawrenceburg Federal Bank?
Yes. Lawrenceburg Federal Bank is an FDIC-insured institution (FDIC certificate #29186). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 9.9% of deposits ($7.4M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 18.43%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Lawrenceburg Federal Bank lists 1 office in 1 city. Most locations:
- Lawrenceburg, TN (1)
Identity & history
Profile
- Legal name
- Lawrenceburg Federal Bank
- Former names
- Lawrenceburg Federal Savings Bank, FSB; Lawrenceburg Federal Bank, FSB; Lawrenceburg Federal Savings and Loan Association
- Type
- SI
- FDIC certificate #
- 29186
- RSSD ID
- 834175
- Primary regulator
- FDIC
- Established
- October 1, 1934
- Headquarters
- 118 W Gaines St, Lawrenceburg, TN 38464
- Website
- lawrenceburgfederal.com
- Employees
- 13
Quick answers
Lawrenceburg Federal Bank: common questions
Is Lawrenceburg Federal Bank FDIC insured?
Yes. Lawrenceburg Federal Bank is an FDIC-insured institution (FDIC certificate #29186). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Lawrenceburg Federal Bank's TellerScore?
79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Lawrenceburg Federal Bank ever failed?
There is no failure record for FDIC certificate #29186 in the FDIC failed bank list.
How many branches does Lawrenceburg Federal Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Lawrenceburg
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Wayne County BankBank Waynesboro, TN | 84 out of 100, Strong | $595.1M | 13.6% | 0.72% | vs |
| First Metro BankBank Muscle Shoals, AL | 84 out of 100, Strong | $1.0B | 13.0% | 0.13% | vs |
| First Farmers and Merchants BankBank Columbia, TN | 79 out of 100, Strong | $1.8B | 11.2% | 0.12% | vs |
| Peoples BankBank Clifton, TN | 79 out of 100, Strong | $445.3M | 12.7% | 0.39% | vs |
| First National Bank of PulaskiBank Pulaski, TN | 77 out of 100, Strong | $1.5B | 11.3% | 0.24% | vs |
| Builtwell BankBank Chattanooga, TN | 73 out of 100, Strong | $2.3B | 9.7% | 0.57% | vs |