Side-by-side · Q2 2026 data
Union Bank vs Ledyard National Bank
Metric by metric
| Measure | Union Bank | Ledyard National Bank |
|---|---|---|
| TellerScore | 45 | 63 (stronger) |
| Capital cushion | 28 | 33 (stronger) |
| Loan quality | 55 | 90 (stronger) |
| Earnings | 52 (stronger) | 48 |
| Funding & liquidity | 32 | 77 (stronger) |
| Problem-loan coverage | 73 | 95 (stronger) |
| Peer percentile | 4th | 30th |
| Total assets | $1.6B | $1.1B |
| Deposits / shares | $1.1B | $874.4M |
| Capital ratio | 7.82% | 8.27% (stronger) |
| Problem loans | 1.35% | 0.31% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 0.80% (stronger) | 0.71% |
| Loans ÷ deposits | 101.4% | 83.6% (stronger) |
| Uninsured deposits | 39.5% | 13.0% (stronger) |
| Offices | 18 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.0% | — |
Ledyard National Bank has the higher TellerScore (63 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Union Bank leads on 2 and Ledyard National Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.