Side-by-side · Q2 2026 data
Union Bank vs TD Bank, National Association
Metric by metric
| Measure | Union Bank | TD Bank, National Association |
|---|---|---|
| TellerScore | 45 | 63 (stronger) |
| Capital cushion | 28 | 53 (stronger) |
| Loan quality | 55 | 63 (stronger) |
| Earnings | 52 | 53 (stronger) |
| Funding & liquidity | 32 | 75 (stronger) |
| Problem-loan coverage | 73 | 92 (stronger) |
| Peer percentile | 4th | 61st |
| Total assets | $1.6B | $342.8B |
| Deposits / shares | $1.1B | $277.7B |
| Capital ratio | 7.82% | 10.32% (stronger) |
| Problem loans | 1.35% | 1.11% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.47% |
| Return on assets | 0.80% | 0.83% (stronger) |
| Loans ÷ deposits | 101.4% | 58.6% (stronger) |
| Uninsured deposits | 39.5% | 37.3% (stronger) |
| Offices | 18 | 1,046 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.0% | 35.3% |
TD Bank, National Association has the higher TellerScore (63 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Union Bank leads on 1 and TD Bank, National Association on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Morrisville, VT
- North Conway, NH
- Saint Johnsbury, VT
- Shelburne, VT
- Stowe, VT
- Williston, VT