Side-by-side · Q2 2026 data
Union Bank vs Petit Jean State Bank
Metric by metric
| Measure | Union Bank | Petit Jean State Bank |
|---|---|---|
| TellerScore | 82 | 93 (stronger) |
| Capital cushion | 64 | 100 (stronger) |
| Loan quality | 91 (stronger) | 79 |
| Earnings | 100 (stronger) | 99 |
| Funding & liquidity | 71 | 91 (stronger) |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 82nd | 98th |
| Total assets | $710.2M | $260.0M |
| Deposits / shares | $625.9M | $210.5M |
| Capital ratio | 11.40% | 16.93% (stronger) |
| Problem loans | 0.26% (stronger) | 0.63% |
| Net charge-offs | 0.06% | -0.01% (stronger) |
| Return on assets | 2.43% (stronger) | 1.97% |
| Loans ÷ deposits | 76.6% | 67.0% (stronger) |
| Uninsured deposits | 26.4% | 17.2% (stronger) |
| Offices | 10 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.3% | — |
Petit Jean State Bank has the higher TellerScore (93 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Union Bank leads on 2 and Petit Jean State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.