Petit Jean State Bank is a state-chartered bank (fed member) headquartered in Morrilton, Arkansas, in business for about 27 years. At the end of Q2 2026 it reported $260.0M in total assets and $210.5M in deposits, with 2 offices.
Based on its Q2 2026 filing, Petit Jean State Bank scores 93/100, which we describe as very strong. That is higher than 98% of 2,650 banks with $100 million – $1 billion. Among 78 banks headquartered in Arkansas, it ranks 1st. Its strongest component is capital cushion (100/100; 16.93%), and its lowest is loan quality (79/100; 0.63%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 4 points (97 → 93), mostly because the loan quality component weakened by 17 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 95 |
| Q3 2024 | 95 |
| Q4 2024 | 95 |
| Q1 2025 | 97 |
| Q2 2025 | 97 |
| Q3 2025 | 93 |
| Q4 2025 | 92 |
| Q1 2026 | 93 |
| Q2 2026 | 93 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 16.10% |
| Q3 2024 | 16.59% |
| Q4 2024 | 16.49% |
| Q1 2025 | 16.56% |
| Q2 2025 | 16.81% |
| Q3 2025 | 17.02% |
| Q4 2025 | 16.84% |
| Q1 2026 | 16.81% |
| Q2 2026 | 16.93% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.28% |
| Q3 2024 | 0.26% |
| Q4 2024 | 0.26% |
| Q1 2025 | 0.10% |
| Q2 2025 | 0.11% |
| Q3 2025 | 0.63% |
| Q4 2025 | 0.61% |
| Q1 2026 | 0.59% |
| Q2 2026 | 0.63% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.71% |
| Q3 2024 | 1.73% |
| Q4 2024 | 1.75% |
| Q1 2025 | 1.75% |
| Q2 2025 | 1.82% |
| Q3 2025 | 1.89% |
| Q4 2025 | 1.81% |
| Q1 2026 | 1.94% |
| Q2 2026 | 1.97% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 93 | $260.0M | 16.93% | 0.63% | 1.97% | 67.0% |
| Q1 2026 | 93 | $262.0M | 16.81% | 0.59% | 1.94% | 66.1% |
| Q4 2025 | 92 | $250.3M | 16.84% | 0.61% | 1.81% | 67.0% |
| Q3 2025 | 93 | $248.5M | 17.02% | 0.63% | 1.89% | 66.5% |
| Q2 2025 | 97 | $246.2M | 16.81% | 0.11% | 1.82% | 64.7% |
| Q1 2025 | 97 | $242.7M | 16.56% | 0.10% | 1.75% | 62.1% |
| Q4 2024 | 95 | $236.2M | 16.49% | 0.26% | 1.75% | 63.3% |
| Q3 2024 | 95 | $240.0M | 16.59% | 0.26% | 1.73% | 64.3% |
| Q2 2024 | 95 | $234.3M | 16.10% | 0.28% | 1.71% | 62.8% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Arkansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of SalemBank Salem, AR | 71 out of 100, Strong | $261.5M | 12.4% | 1.79% | vs |
| FBT Bank & MortgageBank Fordyce, AR | 72 out of 100, Strong | $263.6M | 10.4% | 0.69% | vs |
| Bank of Little RockBank Little Rock, AR | 56 out of 100, Moderate | $252.9M | 8.6% | 0.51% | vs |
| Smackover State BankBank Smackover, AR | 68 out of 100, Moderate | $252.4M | 11.0% | 0.83% | vs |
| Bodcaw BankBank Stamps, AR | 60 out of 100, Moderate | $247.3M | 10.9% | 1.38% | vs |
| The First National Bank of Izard CountyBank Calico Rock, AR | 80 out of 100, Strong | $234.8M | 31.1% | 2.09% | vs |
Deposit insurance
Is my money safe at Petit Jean State Bank?
Yes. Petit Jean State Bank is an FDIC-insured institution (FDIC certificate #35084). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 17.2% of deposits ($36.1M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 16.93%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
Petit Jean State Bank lists 2 offices in 1 city. Most locations:
- Morrilton, AR (2)
Identity & history
Profile
- Legal name
- Petit Jean State Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 35084
- RSSD ID
- 2769570
- Primary regulator
- FED
- Holding company
- Petit Jean Bancshares Inc
- Established
- February 16, 1999
- Headquarters
- 707 N Saint Joseph St, Morrilton, AR 72110
- Website
- www.pjsb.com
- Employees
- 30
Quick answers
Petit Jean State Bank: common questions
Is Petit Jean State Bank FDIC insured?
Yes. Petit Jean State Bank is an FDIC-insured institution (FDIC certificate #35084). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Petit Jean State Bank's TellerScore?
93 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Petit Jean State Bank ever failed?
There is no failure record for FDIC certificate #35084 in the FDIC failed bank list.
How many branches does Petit Jean State Bank have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Morrilton
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| FSNB, National AssociationBank Lawton, OK | 96 out of 100, Very strong | $478.3M | 17.5% | 0.36% | vs |
| First Security BankBank Searcy, AR | 92 out of 100, Very strong | $8.6B | 15.6% | 0.14% | vs |
| Telcoe Federal Credit UnionCredit union Little Rock, AR | 89 out of 100, Very strong | $503.4M | 20.2% | 0.12% | vs |
| Arkansas Kraft Employees Federal Credit UnionCredit union Morrilton, AR | 83 out of 100, Strong | $4.4M | 28.8% | 0.19% | vs |
| Union BankBank Mena, AR | 82 out of 100, Strong | $710.2M | 11.4% | 0.26% | vs |
| Chambers BankBank Danville, AR | 81 out of 100, Strong | $1.6B | 12.6% | 0.23% | vs |