Side-by-side · Q2 2026 data
Union Bank vs Stone Bank
Metric by metric
| Measure | Union Bank | Stone Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 60 |
| Capital cushion | 64 (stronger) | 34 |
| Loan quality | 91 (stronger) | 65 |
| Earnings | 100 (stronger) | 87 |
| Funding & liquidity | 71 (stronger) | 63 |
| Problem-loan coverage | 97 (stronger) | 66 |
| Peer percentile | 82nd | 19th |
| Total assets | $710.2M | $950.7M |
| Deposits / shares | $625.9M | $757.7M |
| Capital ratio | 11.40% (stronger) | 8.37% |
| Problem loans | 0.26% (stronger) | 1.04% |
| Net charge-offs | 0.06% (stronger) | 0.27% |
| Return on assets | 2.43% (stronger) | 1.68% |
| Loans ÷ deposits | 76.6% (stronger) | 97.1% |
| Uninsured deposits | 26.4% | 9.4% (stronger) |
| Offices | 10 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.3% | 2.1% |
Union Bank has the higher TellerScore (82 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Union Bank leads on 6 and Stone Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.