Side-by-side · Q2 2026 data
Union Bank vs The Malvern National Bank
Metric by metric
| Measure | Union Bank | The Malvern National Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 71 |
| Capital cushion | 64 (stronger) | 44 |
| Loan quality | 91 | 97 (stronger) |
| Earnings | 100 (stronger) | 61 |
| Funding & liquidity | 71 | 79 (stronger) |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 82nd | 47th |
| Total assets | $710.2M | $728.4M |
| Deposits / shares | $625.9M | $655.4M |
| Capital ratio | 11.40% (stronger) | 9.45% |
| Problem loans | 0.26% | 0.09% (stronger) |
| Net charge-offs | 0.06% | 0.01% (stronger) |
| Return on assets | 2.43% (stronger) | 1.02% |
| Loans ÷ deposits | 76.6% | 59.6% (stronger) |
| Uninsured deposits | 26.4% (stronger) | 34.2% |
| Offices | 10 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.3% | 10.3% |
Union Bank has the higher TellerScore (82 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Union Bank leads on 4 and The Malvern National Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.