Side-by-side · Q2 2026 data
Union Bank vs Aac Credit Union
Metric by metric
| Measure | Union Bank | Aac Credit Union |
|---|---|---|
| TellerScore | 53 | 90 (stronger) |
| Capital cushion | 38 | 100 (stronger) |
| Loan quality | 64 | 88 (stronger) |
| Earnings | 50 | 78 (stronger) |
| Funding & liquidity | 49 | 85 (stronger) |
| Problem-loan coverage | 82 | 98 (stronger) |
| Peer percentile | 9th | 95th |
| Total assets | $396.7M | $212.4M |
| Deposits / shares | $313.5M | $158.1M |
| Capital ratio | 8.83% | 24.16% (stronger) |
| Problem loans | 1.07% | 0.36% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.08% |
| Return on assets | 0.75% | 1.46% (stronger) |
| Loans ÷ deposits | 100.6% | 75.1% (stronger) |
| Uninsured deposits | 25.0% | 5.3% (stronger) |
| Offices | 7 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.4% | 12.5% |
Aac Credit Union has the higher TellerScore (90 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Union Bank leads on 1 and Aac Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.