Side-by-side · Q2 2026 data
Union Bank vs Allegheny Central Federal Credit Union
Credit union
Allegheny Central Federal Credit Union
Dunbar, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Union Bank | Allegheny Central Federal Credit Union |
|---|---|---|
| TellerScore | 53 | 95 (stronger) |
| Capital cushion | 38 | 100 (stronger) |
| Loan quality | 64 | 94 (stronger) |
| Earnings | 50 | 95 (stronger) |
| Funding & liquidity | 49 | 85 (stronger) |
| Problem-loan coverage | 82 | 99 (stronger) |
| Peer percentile | 9th | 96th |
| Total assets | $396.7M | $8.2M |
| Deposits / shares | $313.5M | $6.4M |
| Capital ratio | 8.83% | 20.81% (stronger) |
| Problem loans | 1.07% | 0.18% (stronger) |
| Net charge-offs | -0.00% | -0.01% (stronger) |
| Return on assets | 0.75% | 1.87% (stronger) |
| Loans ÷ deposits | 100.6% | 75.6% (stronger) |
| Uninsured deposits | 25.0% | 0.1% (stronger) |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.4% | — |
Allegheny Central Federal Credit Union has the higher TellerScore (95 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Union Bank leads on 0 and Allegheny Central Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.