Side-by-side · Q2 2026 data
Union Bank vs Tri-Cities Credit Union
Metric by metric
| Measure | Union Bank | Tri-Cities Credit Union |
|---|---|---|
| TellerScore | 53 | 86 (stronger) |
| Capital cushion | 38 | 89 (stronger) |
| Loan quality | 64 | 98 (stronger) |
| Earnings | 50 | 58 (stronger) |
| Funding & liquidity | 49 | 89 (stronger) |
| Problem-loan coverage | 82 | 100 (stronger) |
| Peer percentile | 9th | 80th |
| Total assets | $396.7M | $51.3M |
| Deposits / shares | $313.5M | $43.7M |
| Capital ratio | 8.83% | 13.92% (stronger) |
| Problem loans | 1.07% | 0.05% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.13% |
| Return on assets | 0.75% | 0.96% (stronger) |
| Loans ÷ deposits | 100.6% | 71.4% (stronger) |
| Uninsured deposits | 25.0% | 5.5% (stronger) |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.4% | — |
Tri-Cities Credit Union has the higher TellerScore (86 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Union Bank leads on 1 and Tri-Cities Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Ada, MI