Side-by-side · Q2 2026 data
Union Federal Savings and Loan Association vs Gas and Electric Credit Union
Metric by metric
| Measure | Union Federal Savings and Loan Association | Gas and Electric Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 72 |
| Capital cushion | 100 (stronger) | 53 |
| Loan quality | 83 | 87 (stronger) |
| Earnings | 30 | 60 (stronger) |
| Funding & liquidity | 69 | 86 (stronger) |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 68th | 57th |
| Total assets | $145.6M | $132.1M |
| Deposits / shares | $121.0M | $117.7M |
| Capital ratio | 16.53% (stronger) | 10.32% |
| Problem loans | 0.51% | 0.38% (stronger) |
| Net charge-offs | 0.32% | 0.20% (stronger) |
| Return on assets | 0.25% | 1.00% (stronger) |
| Loans ÷ deposits | 90.8% | 74.3% (stronger) |
| Uninsured deposits | 3.5% (stronger) | 6.1% |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Union Federal Savings and Loan Association has the higher TellerScore (77 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Union Federal Savings and Loan Association leads on 3 and Gas and Electric Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.