Side-by-side · Q2 2026 data
Union National Bank and Trust Company of Elgin vs First National Bank of Brookfield
Metric by metric
| Measure | Union National Bank and Trust Company of Elgin | First National Bank of Brookfield |
|---|---|---|
| TellerScore | 73 | 82 (stronger) |
| Capital cushion | 49 | 80 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 81 | 94 (stronger) |
| Funding & liquidity | 45 (stronger) | 29 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 53rd | 82nd |
| Total assets | $421.8M | $419.6M |
| Deposits / shares | $376.9M | $334.7M |
| Capital ratio | 9.85% | 13.04% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.52% | 1.85% (stronger) |
| Loans ÷ deposits | 91.5% (stronger) | 116.3% |
| Uninsured deposits | 36.6% | 34.1% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.4% |
First National Bank of Brookfield has the higher TellerScore (82 vs 73). On the 6 directional measures above (where higher or lower is clearly better), Union National Bank and Trust Company of Elgin leads on 2 and First National Bank of Brookfield on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.