TellerScore

Headquartered in Brookfield, Illinois, First National Bank of Brookfield is a national bank with $419.6M in total assets and $334.7M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1962.

Based on its Q2 2026 filing, First National Bank of Brookfield scores 82/100, which we describe as strong. That is higher than 82% of 2,650 banks with $100 million – $1 billion. Among 326 banks headquartered in Illinois, it ranks 56th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is funding & liquidity (29/100; 116% loans-to-deposits, 34% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion80/100
Tier 1 leverage ratio: 13.04%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings94/100
Return on assets (annualized): 1.85%
Funding & liquidity29/100
Loans ÷ deposits and uninsured-deposit share: 116.3% · 34.1% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (79 → 82), mostly because the earnings component improved by 11 points.

TellerScore
637382Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202463
Q3 202479
Q4 202480
Q1 202577
Q2 202579
Q3 202579
Q4 202578
Q1 202679
Q2 202682
Tier 1 leverage ratio
5.00%9.05%13.09%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202411.77%
Q3 202412.11%
Q4 202412.32%
Q1 202513.09%
Q2 202513.04%
Q3 202512.76%
Q4 202512.60%
Q1 202612.63%
Q2 202613.04%
Noncurrent loans
0.00%0.76%1.51%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20241.51%
Q3 20240.00%
Q4 20240.00%
Q1 20250.24%
Q2 20250.21%
Q3 20250.21%
Q4 20250.18%
Q1 20260.00%
Q2 20260.00%
Return on assets
1.45%1.65%1.85%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.58%
Q3 20241.72%
Q4 20241.71%
Q1 20251.45%
Q2 20251.57%
Q3 20251.62%
Q4 20251.61%
Q1 20261.63%
Q2 20261.85%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202682$419.6M13.04%0.00%1.85%116.3%
Q1 202679$428.0M12.63%0.00%1.63%112.0%
Q4 202578$410.2M12.60%0.18%1.61%113.5%
Q3 202579$402.0M12.76%0.21%1.62%110.1%
Q2 202579$386.3M13.04%0.21%1.57%113.6%
Q1 202577$363.3M13.09%0.24%1.45%110.6%
Q4 202480$358.1M12.32%0.00%1.71%111.0%
Q3 202479$359.3M12.11%0.00%1.72%111.2%
Q2 202463$356.3M11.77%1.51%1.58%115.2%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.04%
76th
Total risk-based capital0.00%
24th
Problem loans0.00%
94th
Net charge-offs0.00%
53rd
Return on assets1.85%
82nd
Net interest margin4.35%
73rd
Efficiency ratio43.8%
93rd
Loans to deposits116.3%
2nd
Uninsured deposits34.1%
19th
Loan-loss reserves1.52%
80th
Texas ratio0.0%
95th

Similar-size banks in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Devon BankBank Chicago, IL50 out of 100, Below average$418.6M6.3%0.27%vs
The First National Bank of AllendaleBank Allendale, IL69 out of 100, Moderate$421.2M9.8%0.17%vs
Union National Bank and Trust Company of ElginBank Elgin, IL73 out of 100, Strong$421.8M9.9%0.00%vs
First Federal Savings BankBank Ottawa, IL57 out of 100, Moderate$421.9M10.7%1.32%vs
Alliance Community BankBank Petersburg, IL70 out of 100, Strong$414.5M9.1%0.55%vs
Community Savings BankBank Chicago, IL75 out of 100, Strong$410.2M13.5%0.20%vs

Deposit insurance

Is my money safe at First National Bank of Brookfield?

Yes. First National Bank of Brookfield is an FDIC-insured institution (FDIC certificate #18564). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 34.1% of deposits ($114.1M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 13.04%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

First National Bank of Brookfield lists 1 office in 1 city. Most locations:

  • Brookfield, IL (1)

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, First National Bank of Brookfield reported 144 home-loan applications under HMDA (LEI 254900TO7P4MVLV70225): 136 originated ($99,210,000 total), 2 denied, and 6 withdrawn or closed by the applicant. Its denial rate on decided applications was 1.4%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
First National Bank of Brookfield
Type
National bank
FDIC certificate #
18564
RSSD ID
465038
Primary regulator
OCC
Holding company
Brookfield Bancshares Inc
Established
July 23, 1962
Headquarters
9136 Washington Ave, Brookfield, IL 60513
Employees
40

Quick answers

First National Bank of Brookfield: common questions

Is First National Bank of Brookfield FDIC insured?

Yes. First National Bank of Brookfield is an FDIC-insured institution (FDIC certificate #18564). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is First National Bank of Brookfield's TellerScore?

82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has First National Bank of Brookfield ever failed?

There is no failure record for FDIC certificate #18564 in the FDIC failed bank list.

How many branches does First National Bank of Brookfield have?

1 office as of the latest FDIC data.

Nearby

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