Side-by-side · Q2 2026 data
Union Pacific Streamliner Federal Credit Union vs First Lincoln Federal Credit Union
Credit union
Union Pacific Streamliner Federal Credit Union
Omaha, Nebraska · Under $100 million in assets
Metric by metric
| Measure | Union Pacific Streamliner Federal Credit Union | First Lincoln Federal Credit Union |
|---|---|---|
| TellerScore | 54 (stronger) | 34 |
| Capital cushion | 43 | 48 (stronger) |
| Loan quality | 82 (stronger) | 0 |
| Earnings | 7 (stronger) | 0 |
| Funding & liquidity | 71 | 100 (stronger) |
| Problem-loan coverage | 90 (stronger) | 46 |
| Peer percentile | 13th | 2nd |
| Total assets | $20.6M | $17.9M |
| Deposits / shares | $18.6M | $16.1M |
| Capital ratio | 9.30% | 9.78% (stronger) |
| Problem loans | 0.55% (stronger) | 7.36% |
| Net charge-offs | 0.45% (stronger) | 1.53% |
| Return on assets | -0.32% (stronger) | -2.25% |
| Loans ÷ deposits | 88.9% | 39.8% (stronger) |
| Uninsured deposits | 1.7% (stronger) | 4.4% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Union Pacific Streamliner Federal Credit Union has the higher TellerScore (54 vs 34). On the 7 directional measures above (where higher or lower is clearly better), Union Pacific Streamliner Federal Credit Union leads on 5 and First Lincoln Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.