TellerScore

Union Pacific Streamliner Federal Credit Union (NCUA charter #2260) is based in Omaha, Nebraska. Its Q2 2026 call report shows $20.6M in total assets and $18.6M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Union Pacific Streamliner Federal Credit Union scores 54/100, which we describe as below average. That is higher than only 13% of 2,479 credit unions with under $100 million in assets. Among 50 credit unions headquartered in Nebraska, it ranks 39th. Its strongest component is problem-loan coverage (90/100; 4.8%), and its lowest is earnings (7/100; -0.32%).

TellerScore · Q2 2026

Scorecard

Capital cushion43/100
Net worth ratio: 9.30%
Loan quality82/100
Loans 60+ days delinquent ÷ total loans: 0.55%
Earnings7/100
Return on assets (annualized): -0.32%
Funding & liquidity71/100
Loans ÷ shares: 88.9% · 1.7% uninsured
Problem-loan coverage90/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.79%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 11 points (65 → 54), mostly because the earnings component weakened by 49 points.

TellerScore
546066Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202460
Q3 202465
Q4 202464
Q1 202562
Q2 202565
Q3 202566
Q4 202563
Q1 202658
Q2 202654
Net worth ratio
7.00%8.39%9.79%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.43%
Q3 20248.62%
Q4 20249.00%
Q1 20258.42%
Q2 20258.70%
Q3 20259.33%
Q4 20259.79%
Q1 20269.14%
Q2 20269.30%
Delinquent loans (60+ days)
0.32%0.52%0.73%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.73%
Q3 20240.39%
Q4 20240.55%
Q1 20250.43%
Q2 20250.36%
Q3 20250.32%
Q4 20250.64%
Q1 20260.38%
Q2 20260.55%
Return on assets
-0.32%0.40%1.12%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.98%
Q3 20241.05%
Q4 20241.12%
Q1 20250.67%
Q2 20250.90%
Q3 20250.83%
Q4 20250.79%
Q1 2026-0.04%
Q2 2026-0.32%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202654$20.6M9.30%0.55%-0.32%88.9%
Q1 202658$21.3M9.14%0.38%-0.04%85.4%
Q4 202563$19.9M9.79%0.64%0.79%94.4%
Q3 202566$20.6M9.33%0.32%0.83%89.2%
Q2 202565$21.7M8.70%0.36%0.90%84.6%
Q1 202562$21.7M8.42%0.43%0.67%83.6%
Q4 202464$19.9M9.00%0.55%1.12%93.8%
Q3 202465$20.0M8.62%0.39%1.05%90.2%
Q2 202460$19.7M8.43%0.73%0.98%91.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.30%
11th
Problem loans0.55%
56th
Net charge-offs0.45%
29th
Return on assets-0.32%
13th
Loans to deposits88.9%
10th
Uninsured deposits1.7%
47th
Loan-loss reserves0.00%
37th
Texas ratio4.8%
30th

Similar-size credit unions in Nebraska

InstitutionScoreAssetsCapitalProblem loansCompare
Chadron Federal Credit UnionCredit union Chadron, NE69 out of 100, Moderate$20.5M12.9%1.43%vs
First Lincoln Federal Credit UnionCredit union Lincoln, NE34 out of 100, Low$17.9M9.8%7.36%vs
Gallup Federal Credit UnionCredit union Omaha, NE84 out of 100, Strong$16.4M18.1%0.05%vs
Midwest Liberty Federal Credit UnionCredit union McCook, NE46 out of 100, Below average$25.2M10.5%2.24%vs
Electrical Workers No 22 Federal Credit UnionCredit union Omaha, NE66 out of 100, Moderate$14.4M7.4%0.24%vs
Northeast Nebraska Federal Credit UnionCredit union Norfolk, NE60 out of 100, Moderate$14.2M8.9%0.70%vs

Deposit insurance

Is my money safe at Union Pacific Streamliner Federal Credit Union?

Yes. Union Pacific Streamliner Federal Credit Union is a federally insured credit union (NCUA charter #2260). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.7% of shares and deposits ($321K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 9.30%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Union Pacific Streamliner Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Union Pacific Streamliner Federal Credit Union
Type
Federal credit union
NCUA charter #
2260
RSSD ID
234476
Primary regulator
NCUA
Established
1937
Headquarters
1400 Douglst St MS 40, Omaha, NE 68179
Employees
8

Quick answers

Union Pacific Streamliner Federal Credit Union: common questions

Is Union Pacific Streamliner Federal Credit Union NCUA insured?

Yes. Union Pacific Streamliner Federal Credit Union is a federally insured credit union (NCUA charter #2260). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Union Pacific Streamliner Federal Credit Union's TellerScore?

54 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Union Pacific Streamliner Federal Credit Union have?

1 office as of the latest NCUA data.