Side-by-side · Q2 2026 data
Union Savings and Loan Association vs Beacon Credit Union
Metric by metric
| Measure | Union Savings and Loan Association | Beacon Credit Union |
|---|---|---|
| TellerScore | 66 | 76 (stronger) |
| Capital cushion | 55 | 85 (stronger) |
| Loan quality | 70 | 84 (stronger) |
| Earnings | 64 (stronger) | 47 |
| Funding & liquidity | 71 | 71 |
| Problem-loan coverage | 86 | 95 (stronger) |
| Peer percentile | 31st | 79th |
| Total assets | $261.8M | $1.8B |
| Deposits / shares | $233.7M | $1.4B |
| Capital ratio | 10.45% | 13.52% (stronger) |
| Problem loans | 0.89% | 0.47% (stronger) |
| Net charge-offs | 0.10% | 0.01% (stronger) |
| Return on assets | 1.10% (stronger) | 0.68% |
| Loans ÷ deposits | 89.7% | 89.1% (stronger) |
| Uninsured deposits | 11.0% | 0.0% (stronger) |
| Offices | 4 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Beacon Credit Union has the higher TellerScore (76 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Union Savings and Loan Association leads on 1 and Beacon Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Rushville, IN