Side-by-side · Q2 2026 data
Union Savings and Loan Association vs Natco Credit Union
Metric by metric
| Measure | Union Savings and Loan Association | Natco Credit Union |
|---|---|---|
| TellerScore | 66 | 80 (stronger) |
| Capital cushion | 55 | 100 (stronger) |
| Loan quality | 70 (stronger) | 61 |
| Earnings | 64 | 79 (stronger) |
| Funding & liquidity | 71 (stronger) | 66 |
| Problem-loan coverage | 86 | 89 (stronger) |
| Peer percentile | 31st | 78th |
| Total assets | $261.8M | $153.7M |
| Deposits / shares | $233.7M | $128.3M |
| Capital ratio | 10.45% | 17.26% (stronger) |
| Problem loans | 0.89% (stronger) | 1.18% |
| Net charge-offs | 0.10% (stronger) | 0.70% |
| Return on assets | 1.10% | 1.47% (stronger) |
| Loans ÷ deposits | 89.7% (stronger) | 94.1% |
| Uninsured deposits | 11.0% | 2.2% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Natco Credit Union has the higher TellerScore (80 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Union Savings and Loan Association leads on 3 and Natco Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.