Side-by-side · Q2 2026 data
Union Savings Bank vs Fairfield County Bank
Metric by metric
| Measure | Union Savings Bank | Fairfield County Bank |
|---|---|---|
| TellerScore | 71 | 76 (stronger) |
| Capital cushion | 65 | 93 (stronger) |
| Loan quality | 90 | 98 (stronger) |
| Earnings | 52 (stronger) | 47 |
| Funding & liquidity | 59 (stronger) | 27 |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 63rd | 80th |
| Total assets | $3.3B | $1.9B |
| Deposits / shares | $2.5B | $1.5B |
| Capital ratio | 11.48% | 14.32% (stronger) |
| Problem loans | 0.29% | 0.05% (stronger) |
| Net charge-offs | -0.01% (stronger) | -0.00% |
| Return on assets | 0.81% (stronger) | 0.68% |
| Loans ÷ deposits | 92.6% (stronger) | 101.1% |
| Uninsured deposits | 22.7% (stronger) | 44.1% |
| Offices | 25 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.5% | 4.1% |
Fairfield County Bank has the higher TellerScore (76 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Union Savings Bank leads on 4 and Fairfield County Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.