Side-by-side · Q2 2026 data
Union Savings Bank vs Thomaston Savings Bank
Metric by metric
| Measure | Union Savings Bank | Thomaston Savings Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 68 |
| Capital cushion | 65 (stronger) | 57 |
| Loan quality | 90 (stronger) | 78 |
| Earnings | 52 | 63 (stronger) |
| Funding & liquidity | 59 | 64 (stronger) |
| Problem-loan coverage | 96 (stronger) | 90 |
| Peer percentile | 63rd | 49th |
| Total assets | $3.3B | $1.9B |
| Deposits / shares | $2.5B | $1.7B |
| Capital ratio | 11.48% (stronger) | 10.68% |
| Problem loans | 0.29% (stronger) | 0.65% |
| Net charge-offs | -0.01% (stronger) | 0.04% |
| Return on assets | 0.81% | 1.07% (stronger) |
| Loans ÷ deposits | 92.6% | 84.0% (stronger) |
| Uninsured deposits | 22.7% (stronger) | 26.3% |
| Offices | 25 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.5% | 15.4% |
Union Savings Bank has the higher TellerScore (71 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Union Savings Bank leads on 5 and Thomaston Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.