Side-by-side · Q2 2026 data
Union Savings Bank vs Town Center Bank
Metric by metric
| Measure | Union Savings Bank | Town Center Bank |
|---|---|---|
| TellerScore | 66 (stronger) | 65 |
| Capital cushion | 45 | 64 (stronger) |
| Loan quality | 91 | 100 (stronger) |
| Earnings | 32 (stronger) | 30 |
| Funding & liquidity | 91 (stronger) | 48 |
| Problem-loan coverage | 96 (stronger) | 78 |
| Peer percentile | 31st | 29th |
| Total assets | $182.0M | $180.6M |
| Deposits / shares | $166.1M | $138.3M |
| Capital ratio | 9.52% | 11.38% (stronger) |
| Problem loans | 0.27% | 0.00% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.91% |
| Return on assets | 0.31% (stronger) | 0.25% |
| Loans ÷ deposits | 69.4% (stronger) | 101.7% |
| Uninsured deposits | 6.6% (stronger) | 24.3% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.1% | — |
Union Savings Bank has the higher TellerScore (66 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Union Savings Bank leads on 5 and Town Center Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.