Side-by-side · Q2 2026 data
Union Savings Bank vs Indiana University Credit Union
Metric by metric
| Measure | Union Savings Bank | Indiana University Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 72 |
| Capital cushion | 55 | 68 (stronger) |
| Loan quality | 77 | 78 (stronger) |
| Earnings | 100 (stronger) | 63 |
| Funding & liquidity | 61 | 72 (stronger) |
| Problem-loan coverage | 88 | 91 (stronger) |
| Peer percentile | 74th | 66th |
| Total assets | $4.0B | $2.1B |
| Deposits / shares | $3.5B | $1.8B |
| Capital ratio | 10.51% | 11.80% (stronger) |
| Problem loans | 0.70% | 0.67% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.11% |
| Return on assets | 2.01% (stronger) | 1.06% |
| Loans ÷ deposits | 99.7% | 88.5% (stronger) |
| Uninsured deposits | 13.4% (stronger) | 14.3% |
| Offices | 39 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.3% | 17.1% |
Union Savings Bank has the higher TellerScore (74 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Union Savings Bank leads on 4 and Indiana University Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.