Side-by-side · Q2 2026 data
Union State Bank vs River Bank
Metric by metric
| Measure | Union State Bank | River Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 73 |
| Capital cushion | 72 (stronger) | 70 |
| Loan quality | 95 | 95 |
| Earnings | 74 (stronger) | 66 |
| Funding & liquidity | 81 (stronger) | 35 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 82nd | 70th |
| Total assets | $117.6M | $1.0B |
| Deposits / shares | $97.4M | $755.7M |
| Capital ratio | 12.15% (stronger) | 12.02% |
| Problem loans | 0.14% (stronger) | 0.16% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.34% (stronger) | 1.14% |
| Loans ÷ deposits | 79.6% (stronger) | 111.3% |
| Uninsured deposits | 14.1% (stronger) | 28.6% |
| Offices | 2 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.1% | 7.3% |
Union State Bank has the higher TellerScore (82 vs 73). On the 6 directional measures above (where higher or lower is clearly better), Union State Bank leads on 6 and River Bank on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- West Salem, WI