Side-by-side · Q2 2026 data
Union State Bank vs KS StateBank
Metric by metric
| Measure | Union State Bank | KS StateBank |
|---|---|---|
| TellerScore | 89 (stronger) | 64 |
| Capital cushion | 77 | 80 (stronger) |
| Loan quality | 100 (stronger) | 17 |
| Earnings | 78 | 98 (stronger) |
| Funding & liquidity | 100 (stronger) | 60 |
| Problem-loan coverage | 100 (stronger) | 72 |
| Peer percentile | 87th | 33rd |
| Total assets | $44.3M | $2.6B |
| Deposits / shares | $39.1M | $2.2B |
| Capital ratio | 12.65% | 12.97% (stronger) |
| Problem loans | 0.00% (stronger) | 2.49% |
| Net charge-offs | -0.33% (stronger) | 0.03% |
| Return on assets | 1.46% | 1.95% (stronger) |
| Loans ÷ deposits | 47.5% (stronger) | 92.7% |
| Uninsured deposits | 13.7% (stronger) | 21.8% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.7% |
Union State Bank has the higher TellerScore (89 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Union State Bank leads on 5 and KS StateBank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.