Side-by-side · Q2 2026 data
Union State Bank vs The Riley State Bank of Riley, Kansas
Metric by metric
| Measure | Union State Bank | The Riley State Bank of Riley, Kansas |
|---|---|---|
| TellerScore | 73 | 78 (stronger) |
| Capital cushion | 53 | 55 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 55 | 79 (stronger) |
| Funding & liquidity | 74 | 74 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 53rd | 72nd |
| Total assets | $206.2M | $132.0M |
| Deposits / shares | $175.2M | $115.2M |
| Capital ratio | 10.29% | 10.51% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 0.87% | 1.48% (stronger) |
| Loans ÷ deposits | 65.1% (stronger) | 76.4% |
| Uninsured deposits | 34.5% | 24.2% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
The Riley State Bank of Riley, Kansas has the higher TellerScore (78 vs 73). On the 6 directional measures above (where higher or lower is clearly better), Union State Bank leads on 2 and The Riley State Bank of Riley, Kansas on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.