Side-by-side · Q2 2026 data
Union State Bank vs The Security State Bank
Metric by metric
| Measure | Union State Bank | The Security State Bank |
|---|---|---|
| TellerScore | 76 | 79 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 94 (stronger) | 52 |
| Earnings | 71 (stronger) | 65 |
| Funding & liquidity | 87 | 92 (stronger) |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 64th | 63rd |
| Total assets | $719.1M | $55.1M |
| Deposits / shares | $633.3M | $47.7M |
| Capital ratio | 10.25% | 15.56% (stronger) |
| Problem loans | 0.19% (stronger) | 1.44% |
| Net charge-offs | 0.01% (stronger) | 0.03% |
| Return on assets | 1.27% (stronger) | 1.13% |
| Loans ÷ deposits | 68.4% | 37.0% (stronger) |
| Uninsured deposits | 19.1% (stronger) | 22.7% |
| Offices | 10 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.0% | — |
The Security State Bank has the higher TellerScore (79 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Union State Bank leads on 4 and The Security State Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.