Side-by-side · Q2 2026 data
Union State Bank vs White Eagle Credit Union
Metric by metric
| Measure | Union State Bank | White Eagle Credit Union |
|---|---|---|
| TellerScore | 76 | 76 |
| Capital cushion | 52 | 90 (stronger) |
| Loan quality | 94 (stronger) | 43 |
| Earnings | 71 | 78 (stronger) |
| Funding & liquidity | 87 | 96 (stronger) |
| Problem-loan coverage | 98 (stronger) | 84 |
| Peer percentile | 64th | 68th |
| Total assets | $719.1M | $198.5M |
| Deposits / shares | $633.3M | $168.3M |
| Capital ratio | 10.25% | 14.01% (stronger) |
| Problem loans | 0.19% (stronger) | 1.72% |
| Net charge-offs | 0.01% (stronger) | 0.60% |
| Return on assets | 1.27% | 1.46% (stronger) |
| Loans ÷ deposits | 68.4% | 63.9% (stronger) |
| Uninsured deposits | 19.1% | 7.5% (stronger) |
| Offices | 10 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.0% | 12.3% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Union State Bank leads on 2 and White Eagle Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.