White Eagle Credit Union (NCUA charter #63189) is based in Augusta, Kansas. Its Q2 2026 call report shows $198.5M in total assets and $168.3M in member shares and deposits and 3 offices.
White Eagle Credit Union has a TellerScore of 76 out of 100 (strong) based on Q2 2026 data — higher than 68% of its 1,341 credit unions with $100 million – $1 billion. Among 62 credit unions headquartered in Kansas, it ranks 23rd. Funding & liquidity contributes the most (96/100, 64% loans-to-deposits, 7% uninsured); loan quality contributes the least (43/100, 1.72%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 15 points (91 → 76), mostly because the loan quality component weakened by 37 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 92 |
| Q3 2024 | 88 |
| Q4 2024 | 86 |
| Q1 2025 | 91 |
| Q2 2025 | 91 |
| Q3 2025 | 85 |
| Q4 2025 | 84 |
| Q1 2026 | 85 |
| Q2 2026 | 76 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 14.88% |
| Q3 2024 | 15.10% |
| Q4 2024 | 14.35% |
| Q1 2025 | 13.83% |
| Q2 2025 | 13.97% |
| Q3 2025 | 13.90% |
| Q4 2025 | 14.15% |
| Q1 2026 | 13.90% |
| Q2 2026 | 14.01% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.13% |
| Q3 2024 | 0.62% |
| Q4 2024 | 0.67% |
| Q1 2025 | 0.53% |
| Q2 2025 | 0.60% |
| Q3 2025 | 1.08% |
| Q4 2025 | 1.06% |
| Q1 2026 | 1.17% |
| Q2 2026 | 1.72% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.45% |
| Q3 2024 | 1.62% |
| Q4 2024 | 1.40% |
| Q1 2025 | 3.47% |
| Q2 2025 | 2.17% |
| Q3 2025 | 1.84% |
| Q4 2025 | 1.60% |
| Q1 2026 | 1.94% |
| Q2 2026 | 1.46% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 76 | $198.5M | 14.01% | 1.72% | 1.46% | 63.9% |
| Q1 2026 | 85 | $196.5M | 13.90% | 1.17% | 1.94% | 62.1% |
| Q4 2025 | 84 | $186.4M | 14.15% | 1.06% | 1.60% | 65.2% |
| Q3 2025 | 85 | $186.8M | 13.90% | 1.08% | 1.84% | 64.1% |
| Q2 2025 | 91 | $181.6M | 13.97% | 0.60% | 2.17% | 65.7% |
| Q1 2025 | 91 | $178.2M | 13.83% | 0.53% | 3.47% | 65.7% |
| Q4 2024 | 86 | $163.1M | 14.35% | 0.67% | 1.40% | 71.5% |
| Q3 2024 | 88 | $152.3M | 15.10% | 0.62% | 1.62% | 77.9% |
| Q2 2024 | 92 | $149.4M | 14.88% | 0.13% | 1.45% | 78.6% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Frontier Community Credit UnionCredit union Leavenworth, KS | 54 out of 100, Below average | $210.3M | 9.2% | 1.15% | vs |
| Emporia State Federal Credit UnionCredit union Emporia, KS | 75 out of 100, Strong | $146.5M | 10.7% | 0.49% | vs |
| Quantum Credit UnionCredit union Wichita, KS | 74 out of 100, Strong | $143.0M | 11.4% | 0.40% | vs |
| Kansas State University Federal Credit UnionCredit union Manhattan, KS | 67 out of 100, Moderate | $139.9M | 11.0% | 0.95% | vs |
| Kansas Teachers Community Credit UnionCredit union Pittsburg, KS | 83 out of 100, Strong | $125.3M | 15.3% | 1.24% | vs |
| Wichita Federal Credit UnionCredit union Wichita, KS | 63 out of 100, Moderate | $280.5M | 14.5% | 2.11% | vs |
Deposit insurance
Is my money safe at White Eagle Credit Union?
Yes. White Eagle Credit Union is a federally insured credit union (NCUA charter #63189). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 7.5% of shares and deposits ($12.6M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 14.01%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
3 locations
Branches
White Eagle Credit Union lists 3 offices in 3 cities. Most locations:
- Augusta, KS (1)
- El Dorado, KS (1)
- Newton, KS (1)
HMDA 2025
Mortgage lending
In 2025, White Eagle Credit Union reported 167 home-loan applications under HMDA (LEI 549300WZ0MLK03PNE568): 127 originated ($9,415,000 total), 18 denied, and 21 withdrawn or closed by the applicant. Its denial rate on decided applications was 12.3%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- White Eagle Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 63189
- RSSD ID
- 188494
- Primary regulator
- State + NCUA
- Established
- 1935
- Headquarters
- PO Box 86, Augusta, KS 67010
- Employees
- 56
Quick answers
White Eagle Credit Union: common questions
Is White Eagle Credit Union NCUA insured?
Yes. White Eagle Credit Union is a federally insured credit union (NCUA charter #63189). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is White Eagle Credit Union's TellerScore?
76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does White Eagle Credit Union have?
3 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Augusta
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Ark Valley Credit UnionCredit union Arkansas City, KS | 94 out of 100, Very strong | $57.3M | 15.2% | 0.19% | vs |
| The City National Bank and Trust Company of Lawton, OklahomaBank Lawton, OK | 83 out of 100, Strong | $446.2M | 13.9% | 0.45% | vs |
| Vintage Bank KansasBank Leon, KS | 78 out of 100, Strong | $288.6M | 11.6% | 0.53% | vs |
| The Valley State BankBank Belle Plaine, KS | 78 out of 100, Strong | $200.5M | 12.2% | 0.09% | vs |
| Commerce BankBank Kansas City, MO | 76 out of 100, Strong | $35.0B | 11.4% | 0.17% | vs |
| Union State BankBank Arkansas City, KS | 76 out of 100, Strong | $719.1M | 10.2% | 0.19% | vs |