TellerScore

White Eagle Credit Union (NCUA charter #63189) is based in Augusta, Kansas. Its Q2 2026 call report shows $198.5M in total assets and $168.3M in member shares and deposits and 3 offices.

White Eagle Credit Union has a TellerScore of 76 out of 100 (strong) based on Q2 2026 data — higher than 68% of its 1,341 credit unions with $100 million – $1 billion. Among 62 credit unions headquartered in Kansas, it ranks 23rd. Funding & liquidity contributes the most (96/100, 64% loans-to-deposits, 7% uninsured); loan quality contributes the least (43/100, 1.72%).

TellerScore · Q2 2026

Scorecard

Capital cushion90/100
Net worth ratio: 14.01%
Loan quality43/100
Loans 60+ days delinquent ÷ total loans: 1.72%
Earnings78/100
Return on assets (annualized): 1.46%
Funding & liquidity96/100
Loans ÷ shares: 63.9% · 7.5% uninsured
Problem-loan coverage84/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 8.18%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 15 points (91 → 76), mostly because the loan quality component weakened by 37 points.

TellerScore
768492Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202492
Q3 202488
Q4 202486
Q1 202591
Q2 202591
Q3 202585
Q4 202584
Q1 202685
Q2 202676
Net worth ratio
7.00%11.05%15.10%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.88%
Q3 202415.10%
Q4 202414.35%
Q1 202513.83%
Q2 202513.97%
Q3 202513.90%
Q4 202514.15%
Q1 202613.90%
Q2 202614.01%
Delinquent loans (60+ days)
0.13%0.93%1.72%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.13%
Q3 20240.62%
Q4 20240.67%
Q1 20250.53%
Q2 20250.60%
Q3 20251.08%
Q4 20251.06%
Q1 20261.17%
Q2 20261.72%
Return on assets
1.40%2.44%3.47%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.45%
Q3 20241.62%
Q4 20241.40%
Q1 20253.47%
Q2 20252.17%
Q3 20251.84%
Q4 20251.60%
Q1 20261.94%
Q2 20261.46%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202676$198.5M14.01%1.72%1.46%63.9%
Q1 202685$196.5M13.90%1.17%1.94%62.1%
Q4 202584$186.4M14.15%1.06%1.60%65.2%
Q3 202585$186.8M13.90%1.08%1.84%64.1%
Q2 202591$181.6M13.97%0.60%2.17%65.7%
Q1 202591$178.2M13.83%0.53%3.47%65.7%
Q4 202486$163.1M14.35%0.67%1.40%71.5%
Q3 202488$152.3M15.10%0.62%1.62%77.9%
Q2 202492$149.4M14.88%0.13%1.45%78.6%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.01%
79th
Problem loans1.72%
10th
Net charge-offs0.60%
27th
Return on assets1.46%
88th
Loans to deposits63.9%
72nd
Uninsured deposits7.5%
35th
Loan-loss reserves0.00%
50th
Texas ratio8.2%
20th

Similar-size credit unions in Kansas

InstitutionScoreAssetsCapitalProblem loansCompare
Frontier Community Credit UnionCredit union Leavenworth, KS54 out of 100, Below average$210.3M9.2%1.15%vs
Emporia State Federal Credit UnionCredit union Emporia, KS75 out of 100, Strong$146.5M10.7%0.49%vs
Quantum Credit UnionCredit union Wichita, KS74 out of 100, Strong$143.0M11.4%0.40%vs
Kansas State University Federal Credit UnionCredit union Manhattan, KS67 out of 100, Moderate$139.9M11.0%0.95%vs
Kansas Teachers Community Credit UnionCredit union Pittsburg, KS83 out of 100, Strong$125.3M15.3%1.24%vs
Wichita Federal Credit UnionCredit union Wichita, KS63 out of 100, Moderate$280.5M14.5%2.11%vs

Deposit insurance

Is my money safe at White Eagle Credit Union?

Yes. White Eagle Credit Union is a federally insured credit union (NCUA charter #63189). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.5% of shares and deposits ($12.6M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 14.01%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

White Eagle Credit Union lists 3 offices in 3 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, White Eagle Credit Union reported 167 home-loan applications under HMDA (LEI 549300WZ0MLK03PNE568): 127 originated ($9,415,000 total), 18 denied, and 21 withdrawn or closed by the applicant. Its denial rate on decided applications was 12.3%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
White Eagle Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
63189
RSSD ID
188494
Primary regulator
State + NCUA
Established
1935
Headquarters
PO Box 86, Augusta, KS 67010
Employees
56

Quick answers

White Eagle Credit Union: common questions

Is White Eagle Credit Union NCUA insured?

Yes. White Eagle Credit Union is a federally insured credit union (NCUA charter #63189). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is White Eagle Credit Union's TellerScore?

76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does White Eagle Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Augusta

InstitutionScoreAssetsCapitalProblem loansCompare
Ark Valley Credit UnionCredit union Arkansas City, KS94 out of 100, Very strong$57.3M15.2%0.19%vs
The City National Bank and Trust Company of Lawton, OklahomaBank Lawton, OK83 out of 100, Strong$446.2M13.9%0.45%vs
Vintage Bank KansasBank Leon, KS78 out of 100, Strong$288.6M11.6%0.53%vs
The Valley State BankBank Belle Plaine, KS78 out of 100, Strong$200.5M12.2%0.09%vs
Commerce BankBank Kansas City, MO76 out of 100, Strong$35.0B11.4%0.17%vs
Union State BankBank Arkansas City, KS76 out of 100, Strong$719.1M10.2%0.19%vs