Side-by-side · Q2 2026 data
Union Yes Federal Credit Union vs Santa Ana Federal Credit Union
Credit union
Santa Ana Federal Credit Union
Santa Ana, California · $100 million – $1 billion
Metric by metric
| Measure | Union Yes Federal Credit Union | Santa Ana Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 90 (stronger) |
| Capital cushion | 36 | 85 (stronger) |
| Loan quality | 100 (stronger) | 98 |
| Earnings | 68 | 81 (stronger) |
| Funding & liquidity | 100 (stronger) | 90 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 49th | 95th |
| Total assets | $89.0M | $111.6M |
| Deposits / shares | $80.0M | $95.7M |
| Capital ratio | 8.62% | 13.47% (stronger) |
| Problem loans | 0.00% (stronger) | 0.06% |
| Net charge-offs | -0.03% (stronger) | -0.01% |
| Return on assets | 1.20% | 1.52% (stronger) |
| Loans ÷ deposits | 48.7% (stronger) | 70.6% |
| Uninsured deposits | 14.1% | 4.3% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Santa Ana Federal Credit Union has the higher TellerScore (90 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Union Yes Federal Credit Union leads on 3 and Santa Ana Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.