Side-by-side · Q2 2026 data
Unison Bank vs First Community Credit Union
Metric by metric
| Measure | Unison Bank | First Community Credit Union |
|---|---|---|
| TellerScore | 67 | 71 (stronger) |
| Capital cushion | 50 | 73 (stronger) |
| Loan quality | 85 (stronger) | 80 |
| Earnings | 71 (stronger) | 54 |
| Funding & liquidity | 51 | 60 (stronger) |
| Problem-loan coverage | 93 | 93 |
| Peer percentile | 34th | 62nd |
| Total assets | $596.9M | $1.5B |
| Deposits / shares | $499.1M | $1.1B |
| Capital ratio | 10.02% | 12.34% (stronger) |
| Problem loans | 0.44% (stronger) | 0.61% |
| Net charge-offs | 0.24% | 0.05% (stronger) |
| Return on assets | 1.29% (stronger) | 0.85% |
| Loans ÷ deposits | 88.7% (stronger) | 100.2% |
| Uninsured deposits | 33.6% | 9.1% (stronger) |
| Offices | 4 | 25 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Community Credit Union has the higher TellerScore (71 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Unison Bank leads on 3 and First Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Jamestown, ND
- Wishek, ND