Side-by-side · Q2 2026 data
Unison Credit Union vs Unitedone Credit Union
Metric by metric
| Measure | Unison Credit Union | Unitedone Credit Union |
|---|---|---|
| TellerScore | 71 | 73 (stronger) |
| Capital cushion | 47 | 68 (stronger) |
| Loan quality | 90 | 92 (stronger) |
| Earnings | 56 | 57 (stronger) |
| Funding & liquidity | 89 (stronger) | 58 |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 54th | 60th |
| Total assets | $393.6M | $348.3M |
| Deposits / shares | $321.7M | $282.7M |
| Capital ratio | 9.71% | 11.82% (stronger) |
| Problem loans | 0.29% | 0.24% (stronger) |
| Net charge-offs | 0.22% | 0.12% (stronger) |
| Return on assets | 0.90% | 0.92% (stronger) |
| Loans ÷ deposits | 71.3% (stronger) | 102.3% |
| Uninsured deposits | 8.2% | 6.2% (stronger) |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.3% | 13.8% |
Unitedone Credit Union has the higher TellerScore (73 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Unison Credit Union leads on 1 and Unitedone Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.