Side-by-side · Q2 2026 data
United Bank & Trust vs KS StateBank
Metric by metric
| Measure | United Bank & Trust | KS StateBank |
|---|---|---|
| TellerScore | 79 (stronger) | 64 |
| Capital cushion | 65 | 80 (stronger) |
| Loan quality | 100 (stronger) | 17 |
| Earnings | 81 | 98 (stronger) |
| Funding & liquidity | 58 | 60 (stronger) |
| Problem-loan coverage | 98 (stronger) | 72 |
| Peer percentile | 75th | 33rd |
| Total assets | $892.9M | $2.6B |
| Deposits / shares | $714.1M | $2.2B |
| Capital ratio | 11.51% | 12.97% (stronger) |
| Problem loans | 0.00% (stronger) | 2.49% |
| Net charge-offs | -0.00% (stronger) | 0.03% |
| Return on assets | 1.53% | 1.95% (stronger) |
| Loans ÷ deposits | 92.9% | 92.7% (stronger) |
| Uninsured deposits | 23.5% | 21.8% (stronger) |
| Offices | 12 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.2% | 3.7% |
United Bank & Trust has the higher TellerScore (79 vs 64). On the 7 directional measures above (where higher or lower is clearly better), United Bank & Trust leads on 3 and KS StateBank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.