Side-by-side · Q2 2026 data
United Bank vs Brosnan Yard Federal Credit Union
Metric by metric
| Measure | United Bank | Brosnan Yard Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 67 |
| Capital cushion | 78 | 100 (stronger) |
| Loan quality | 92 (stronger) | 0 |
| Earnings | 100 (stronger) | 93 |
| Funding & liquidity | 87 (stronger) | 79 |
| Problem-loan coverage | 98 (stronger) | 70 |
| Peer percentile | 99th | 34th |
| Total assets | $2.2B | $6.2M |
| Deposits / shares | $1.9B | $5.2M |
| Capital ratio | 12.75% | 15.99% (stronger) |
| Problem loans | 0.23% (stronger) | 3.77% |
| Net charge-offs | -0.00% (stronger) | 0.42% |
| Return on assets | 2.50% (stronger) | 1.83% |
| Loans ÷ deposits | 49.3% (stronger) | 81.7% |
| Uninsured deposits | 27.0% | 3.4% (stronger) |
| Offices | 17 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.2% | — |
United Bank has the higher TellerScore (89 vs 67). On the 7 directional measures above (where higher or lower is clearly better), United Bank leads on 5 and Brosnan Yard Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.