Side-by-side · Q2 2026 data
United Bank vs Coweta Cities & County Employees Federal Credit Union
Credit union
Coweta Cities & County Employees Federal Credit Union
Newnan, Georgia · Under $100 million in assets
Metric by metric
| Measure | United Bank | Coweta Cities & County Employees Federal Credit Union |
|---|---|---|
| TellerScore | 89 | 96 (stronger) |
| Capital cushion | 78 | 100 (stronger) |
| Loan quality | 92 | 100 (stronger) |
| Earnings | 100 (stronger) | 81 |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 99th | 97th |
| Total assets | $2.2B | $28.1M |
| Deposits / shares | $1.9B | $22.4M |
| Capital ratio | 12.75% | 20.35% (stronger) |
| Problem loans | 0.23% | 0.00% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.03% |
| Return on assets | 2.50% (stronger) | 1.51% |
| Loans ÷ deposits | 49.3% | 41.3% (stronger) |
| Uninsured deposits | 27.0% | 0.8% (stronger) |
| Offices | 17 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.2% | — |
Coweta Cities & County Employees Federal Credit Union has the higher TellerScore (96 vs 89). On the 7 directional measures above (where higher or lower is clearly better), United Bank leads on 2 and Coweta Cities & County Employees Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.